A credit rating is the largest credit rating element when using a credit. When you apply for a loan, banks will first check your credit rating and risk report and make some analysis as to whether you can use a loan. As a result of these analyzes, your loan application will be evaluated and the result will be forwarded to you. There are some cases where your credit rating may appear as 0 even if your record is not broken. There are multiple reasons for this, but in various cases you can use a credit without looking at the credit rating. The reason why your credit rating is 0 is that you have not worked with banks before. If you are not working in any of the banks, naturally your credit rating is not formed and is displayed as 0 among banks. However, there are banks that give credit to those with a credit rating of 0 . You can reach these banks in the following article.
Lending Banks with Credit Rating 0
In our country , the banks that give credit to those with a credit rating of 0 meet the loan demands by showing collateral and guarantor. Credit rating is an important criterion taken into account in banking activities and credit and credit card applications. Many banks avoid lending to those with low credit ratings . The most important reason for this situation is the fact that the applicant is seen as a risky category by the banking sector.
On the other hand, some banks provide certain amounts of credit financing to those who meet certain conditions even if the credit register score is 0 . You can use credit even if credit rating is 0 by choosing credit options with blocked guarantee or guarantor. Before applying for these situations, bank employees will direct you to such options during loan application. Since the credit rating appears to be 0, the first thing the bank will demand from you will be a guarantor.
Banks with Credit Rating 0 and Conditions
Banks that give credit to those with a credit rating of 0 apply policies to increase the KKB rating of 0 due to the fact that people have not participated in banking activities before. Within this scope, by registering credit cards with low limits, it is possible to increase the registration grade, and special campaigns are created for the needs of those with low credit ratings with the increase in deposit accounts.
Even if you do not meet the requirements, your applications within the bank policies may result in a positive result and you can withdraw credits with a guarantor by taking advantage of various campaigns. If you wish, you can also read our article titled Lending Banks with Kefil. Some of the banks that give credit to credit ratings and their terms are:
Zorat Bank Credit Rating Credit to the Low
Zorat Bank provides financing for the structuring of debts which are not on the black list up to TL 10,000 with a combined consumer loan. In this context, although credit rating is risky, it is possible to withdraw credit. 1.10 percent per month term of 24 months, interest rates and credit allocation fee of 0.5 percent, while the 60-month term, 1.20 percent monthly interest rate being paid by the closure of the loan or credit card debt can be diffucult. Zorat Bank loan, which has a maturity of 60 months and a monthly interest rate of 1.20 percent, is repaid in TL 250 by installments.
Akbay Bank Credit Rating 0 Credit
With an upper limit of TL 30,000 , maturity of up to 60 months and a monthly interest rate of 2.49 percent, Akbay Bank provides loans for those with a credit rating of 0 or lower, and provides the opportunity to apply online and complete your documents via courier without going to a branch. You can apply for N Easy Loan at with your income certificate and ID. A credit rating of 10,000 TL is used to credit the low;
- The loan repayment installment amount is TL 360,40 with a monthly interest rate of 2.49 percent in the 60-month term, and the one-off fee of TL 50,00
- The loan repayment installment amount is TL 324,12 with a monthly interest rate of 2,09 percent in the 60-month term and the loan allocation fee is TL 50,00 for a one-time payment.
Libabank Credit Rating Low Credit
Libabank, which does not request any documents for the use of general purpose loans , receives credit applications from the call center through the branches and on the internet address Libabank loans , which can be used with loan limit amounts up to TL 50.000 , maturity up to 60 months and interest rates starting from 1.99 percent per month, can be used easily by showing collaterals over TL 20.000 without showing any collaterals for TL 20.000 and below. Libabank’s general purpose loan, which is used with a limit of TL 20.000, has a monthly interest rate of 2.49 percent;
- Monthly repayment installment amount of 796,61 TL in 60 months term,
- Monthly repayment installment amount of TL 861,27 for a period of 48 months,
- Monthly repayment installment amount of 981,15 TL for a period of 36 months,
- Monthly repayment installment amount for 24 months 1.241,27 TL
- Monthly repayment installment amount in 12 months term 2,065,78 TL
Calculated as. Even if you are not a Libabank customer, it is possible to benefit from Libabank credit facilities by applying online.